Want to have fun in retirement?

Then plan for it.


myMoneyGuide® is a guided planning experience that can help you create a customized financial plan focused on your goals, concerns and expectations. A plan can help you make the most of your resources and prepare you for things that can financially hurt your retirement. Get started on your plan today with myMoneyGuide®.

If you've been invited to a Lab  CLICK HERE

myMoneyGuide® helps you...

Identify Your Goals

Define what you need, want and wish for in retirement. Then prioritize your goals and create an action plan to help you make progress towards them.

Explore the Possibilities

Take a look at what happens to your plan when you spend less, save more, retire later, or change how you invest. Choose tradeoffs to get the retirement you want.

Test for the Unexpected

What would happen if you experience a sudden market drop, unexpected health expense or your pension was cut? Test your plan to find out.

The Process


You will be invited by an advisor and will be directed to a personalized website.


You can select from Labs available 7 days a week and enroll in a Lab of your choice.


You can create your own personalized financial plan by completing the Lab you select.


You decide if you want help from a financial professional to improve your plan.

What's a Lab?

A Lab is a guided online experience that helps you create a customized financial plan focused on your expectations, concerns, and goals. It gives you a chance to think about how you want to live in retirement, what's most important to you and how much money you will need to reach your goals. Completing a Lab is a valuable experience that can help you better prepare for retirement.

Control and Choices:

You can choose when to participate in a Lab and go at your own pace. You may ask questions during the Lab via chat or email as available. Choose a Lab depending on where you are in life. Are you 10 years from retirement? More than 10 years from retirement? Already retired? We have a Lab that can help you. At the end of the Lab, you can choose to have your plan reviewed by an advisor or continue to work on your plan alone.

Who is an Ideal Lab Participant?

If you are interested in creating a plan for your retirement, a Lab is for you. It's also a great way to help you feel prepared when meeting with a financial advisor.

Security of Client Data

  • myMoneyGuide® ("MG") is a non-transactional application. Clients are unable to access, move or withdraw funds of any type.
  • All client data resides on MG-owned secure servers.
  • Servers are protected by industry leading redundant packet filter firewalls with integrated Intrusion Detection and Prevention (IDP), and Network Address Translation (NAT).
  • Security technologies prevent unauthorized access through secure protocol enforcement/control and client-server authentication procedures.
  • Data is encrypted in transit when traveling between the subscriber's computer and MG servers using Transport Layer Security (TLS) protocols.
  • The use of Symantec's server-authentication PKI assures that you are accessing the website through a proven combination of public and private key encryption.


  • MG only permits the use of secure network protocols.
  • The current supported levels for client access are TLS v1.1, TLS v1.2 or later.
  • Only reputable and trusted third-party certificates and authorities are utilized.
  • All customer back-up data stored on tapes is encrypted.

Physical Security of Client Data

  • myMoneyGuide® customer data resides on MG-owned and managed servers (hardware) which are protected from physical harm and intrusions.
  • Servers are housed in a state-of-the-art colocation facility (data center) located in Richmond, Virginia.
  • MG's data center is SSAE-18 SOC 2 type II audited/certified annually.
  • Multiple layers of access security controls, including biometrics, keycard and PIN-code, are required for physical access to the Data Center and our servers.
    • All access is strictly monitored and logged.
    • 24/7/365 video camera surveillance and alarm monitoring is in place at all locations.
    • Multiple security levels restrict individual access only to the areas required for specific job functions.
  • MG's data center has state-of-the art uninterruptable power, smoke detection and fire suppression systems, temperature and humidity regulation, water detection devices and other environmental monitoring systems.
  • Customer databases are backed up nightly to local storage libraries.
  • Encrypted weekly back-up tapes are taken to a secure off-site facility.
  • Data center employees DO NOT have access to our customer data.

MoneyGuide, Inc. ("MG"), the developer of myMoneyGuide® and moneyguidepro.com, is committed to protecting your privacy and ensuring the security of your information on our website.

Our Privacy Policy has three key elements.

  1. You were granted access to moneyguidepro.com by a financial advisor. This financial advisor and, if applicable, the firm with whom they are licensed, also has access to your personal information on moneyguidepro.com. Your advisor uses your personal information, in conjunction with our software, to provide customized financial planning reports for you. Your advisor's use of your data is governed by their firm's privacy policy. Please contact your financial advisor if you have questions about their firm's privacy policy.
  2. Your financial advisor can authorize MG to allow the exchange of data between moneyguidepro.com and other programs or websites that your advisor uses in their business, and your personal information can be included in these data exchanges. Except for data exchanges that have been authorized by your advisor, MG does not disclose or share your personal information with any third party, unless required by law to do so (for example, to comply with a subpoena).
  3. We use transport layer security (TLS) encryption, which is the industry standard for secure data transfer software, to ensure data you transmit through the Internet is protected against unauthorized access.

What Personal Information Do We Collect and How Do We Use It?

When you register, we will ask you for your name, email address, and contact information, and you will be asked to select a password. You may also be asked to select a user name.

We use your name to personalize your reports generated by the system. We use your email address to confirm your subscription, user name and password, and to provide customer service. As a registered user, when you select the option to create or access your financial plans, we will recognize you by your user name and password (or e-mail address, as applicable). We may also use the contact information we collect to notify you about any new functions included in our software or new services offered by our website.

What Financial Information Do We Collect and How Do We Use It?

To use our software, you or your financial advisor must input personal financial data for you and, if applicable, your co-client. The personal financial data required may include annual income, current values of and annual additions to investment assets, anticipated retirement expenses, and expected values of future assets such as lump sum distributions from pensions or inheritances. In many instances, these entries are optional. This personal financial information will be used by your financial advisor, in conjunction with our software, to develop financial, asset allocation, and income plan(s) or analyses for you.


"Cookies" are small files used by websites to store information on your computer. For moneyguidepro.com to work properly, your browser must be enabled to accept cookies. Our cookies contain information that identifies you during a session and allows the software to function. This information is not for sale or distribution.

How Do We Protect Your Information?

When you access your financial data, we use a state-of-the-art secure server to keep all your personal information as secure as possible. The transport layer security (TLS) encrypts all information you input before it is sent to us, and all data we collect is protected against unauthorized access. This approach helps ensure that your personal and financial information remains safe and private.

Your Consent

By using our website, you consent to the collection and use of the information described above by moneyguidepro.com. Should we make any changes to our privacy policy, we will post those changes on this page, and your continued use of our website is your consent to those changes.

You also acknowledge that MG may aggregate data from its users and subscribers for the purpose of better understanding its user base and/or to research potential changes in content and services. MG may use this collective information for product research or marketing demographics, but we do not disclose, sell, or distribute any information to a third party where such information could indicate directly or indirectly any individual's financial information.

Your data is not shared with anyone other than the financial professional who invited you. However, it is up to you whether you ask them for help in improving your plan.

If you haven't received an invitation yet, ask your financial professional about myMoneyGuide®.